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What are miles and how are they different from cash-back?

The iron card customers can choose between earning miles or cash-back.


The miles are a variant of bonus points. For any your purchases using the card, the bank credits you with the miles which can be used to compensate for the plane ticket price.

The miles are normally earned faster than the bonus points as they are credit for all the purchases paid for by the card, not just within the chosen categories like the cash-back. The miles are best when saving during a journey.

For example

Sasha and Dasha decide to go on holiday using the IRON BANK card and fly to New York.

monobank credits you with 20 miles for every 1,000 UAH in the receipt

Booking the hotel for two weeks
20,900 UAH / 400 miles
20,900 UAH 400 miles
Plane tickets
25,200 UAH / 500 miles
25,200 UAH 500 miles
Car rental
10,500 UAH / 200 miles
10,500 UAH 200 miles
Expenses during the holiday
50,000 UAH / 1,000 miles
50,000 UAH 1,000 miles

TOTAL FOR THE JOURNEY
2,100 miles

The journey is over, but not the year…

January
February
March
April
May
June
July
August
September
October
November
December

Sasha and Dasha carry on paying for their purchases by the card and spend 100,000 UAH a month. Which makes another 24,000 miles.

TOTAL FOR THE YEAR: 26,100 MILES

This should be enough to cover for purchasing the plane tickets